So after being back home for a few weeks now, things are really starting to set in on some of the major things that these Europeans have taught me on my few weeks of being in their territory.
1.) Slow Life Down – Everything over there is about the quality of life, not work, not money, or not who drives the best BMW.
It’s funny, I sat down in the smallest chinese restaurant I have ever been to in my life with a guy from south of Amsterdam and he told me a few things that really hit home with me personally that I never thought would have came from this guy. He explained how most Americans have to work 2 jobs to really get ahead of the “rat race” in the US. I sat there and thought for second of some friends and family, and concluded that yup, that’s pretty damn accurate. Given that most people only work 1 job but they are IN the rat race, not ahead of it… They have a mortgage, a car payment, student loans, medical insurance, house insurance, cable, internet, cell phone, etc etc etc. They are always in debt and always paying bills after bills. It’s the American lifestyle, I know, debt is a “good” thing, right? Unless of course, you can work two jobs or work overtime to pay down your debt. I then ask you, “What kind of a life is that?” Working 10 to 12 hours a day JUST to either pay the bills, or enjoy a nicer car, better house, or some other huge TV that we really don’t need (I’m guilty, I know). If you enjoy going to work, that’s a different story, but I don’t know many people that actually enjoy going to work. In fact, I can count them on one hand. So back to the main point here, you only get 1 life, and most of us are pretty far into it. So don’t do something you don’t enjoy for 10 to 12 hours a day for 30 years of your life. Make some changes in your life whether it’s your job, or cutting back on things you don’t need, and enjoy life. Use that money on things you love.
2.) Retire Early – It felt like a lot of people I met over in Europe were already living their retirement.
It is almost drilled into our brains, SAVE FOR RETIREMENT!, CONTRIBUTE TO YOUR 401K!, and many other ways to save for retirement. Here’s my thoughts. First and foremost, who even knows if there will be social security for when I retire. Second, who knows what will happen in the stock market. I watched A LOT of clients’ retirement money get cut in HALF while I was working at my finance job. “Oh sorry, you can’t retire like you were planning to do for 30 years of your life, keep working, we will tell you when!” That’s a fun conversation to have. And just the other day, I read and article that over 70% of trading on the stock market is done by super computers. These computers are making the decisions on when to buy and sell. Scary huh? What happens when one of those computers gets hacked? or someone puts a 1 instead of 0 into the formula and starts selling billions of shares instead of buying? I don’t want to sound like a pessimist, just stating that just like everyone else, I have trust issues with the stock market. And lastly, let’s just say I retire at 65 like every American wants to, what condition will I be in to travel and do the things I want to do? Will I be able to zip-line at 65? Nope. Scuba dive? Maybe, doubtful. Hike the Swiss Alps? Nope. And that’s all assuming you are in good health! How many times has life been cut short on so many people we know? What kind of a life is that if they worked 10 to 12 hours a day for 30 years of their life and then died at 50? I personally feel like they got screwed! In closing, don’t get me wrong, I’ll continue to save for retirement, but I will also enjoy my life today and do the things I want to do while I can.
3.) Don’t take your friends and family for granted – Because being alone aint as fun as you would think
I know this sounds over used and everyone says it, but I’ll tell you what, before I left on my trip I thought I could go anywhere alone and be perfectly fine with the peace and quiet of traveling alone. I would be forced to meet a ton of new people and it would be awesome. And don’t get me wrong, it was all that I thought, and I met a ton of new people, but I’m not as tough as I thought once I got into the countries where they don’t speak your language
You can still meet people, but there is a huge obstacle in the way. And of course it’s frustrating, but I would rather be frustrated with a friend and be able to laugh it off than be frustrated by myself. You soon realize how small you really are in such a huge world. Those friends really make a difference in your life, whether you realize it or not.
That should wrap it up for the Europe trip! Hope you enjoyed and I’ll continue this blog as I travel and when I go back to Europe in December.
-Chris
1 Comment »